Top 10 Money Tips of 2013 - Tips, Reviews and Advice on All Things Digital - The Kim Komando Radio Show

Top 10 Money Tips of 2013 - Tips, Reviews and Advice on All Things Digital - The Kim Komando Radio Show

Get Your Finances into Shape for the New Year!

Check Out These Best Books on Saving Money By Julia Scott

The Money Saving Mom’s Budget by Crystal Paine.

If you haven’t heard of Paine’s uber popular coupon and deal blog, Money Saving Mom, her book delivers more of the same spirited, motivating, and money-saving advice. She’s sassy, down to earth, and the writing is engaging.
In 9 chapters spread over 224 pages, Paine tackles couponing, saving without coupons, how to have fun without spending a lot, and experimenting with plastic-free spending.

Money Secrets of the Amish: Finding True Abundance in Simplicity, Sharing, and Saving by Lorilee Craker.

The author shares stories about 12 hyper-frugal habits of the Amish, including concepts familiar to experienced bargain hunters, like repurposing, doing without, and thrift shopping.
Raised a Mennonite, Craker reveals her own struggles to spend less and her attempts to put the frugal habits she learned from the Amish into practice.
While this book covers many of the basics of spending less than you make, it’s a good place to begin if your spending is out of control or if you really have no idea where to start.

The Total Money Makeover by Dave Ramsey.

First published in 2003, a revised accompanying workbook was released in Jan. 2013 and has refueled interest in the book.
If you’ve heard Ramsey’s wildly popular eponymous radio show, seen his Fox Business Network TV show, or visited his website, you’ll recognize Ramsey’s no-nonsense advice to get out of debt and save: eschew credit, stop comparing yourself to others, and consolidate debt.
Ramsey admits there is no big secret he reveals in the book. But if you want Ramsey’s motivating core message in one place, read this book. If you’re hungry for more, look into the workbook.

Using A MoneyCalendar/ExpenseCharts To Save

Using a calendar is a great way to manage your finances. Use the attached calendar or stop by your local UF/IFAS Extension office to get a printed copy.

UF/IFAS Extension Office.  Use these tools to gain control of your money!

eBooks that are available on Overdrive

Select this link to go to Overdrive and download these financial eBook guides

Financial Planning When Retirement is Near

Check out this great retirement planning for those who are within 10 years of retirement.  Webinars are 11:30 to 12:30 PM Central Time

Thursday, July 18 Financial Planning When Retirement is Near Calculate expense needs, strategies to make assets last, required minimum distributions, and how to choose a financial  professional. http://bit.ly/RetireIncome

Provided by http://solutionsforyourlife.ifas.ufl.edu/

Smart Investors Will Check This Out!

FINRA Investor Education Foundation is a wonderful resource which provides underserved Americans with the knowledge, skills and tools necessary for financial success throughout life.  

• Protect your investments
• Make smart investiments
• Find market data

Check out money saving programs @ OKaloosa Co. Extension programs:

Building Your Finances for Retirement June 20, 11:30-12:30 CDT  Join this free on-line class.  Register at:  http://bit.ly/PlanRetire Learn practical, cost effective strategies to build a source of retirement funds. Learn about estimating retirement needs in today’s dollars, employer sponsored plans, personal retirement accounts, and tax advantages. http://bit.ly/PlanRetire

Teaching Children to Save program is currently underway.  Any youth 18 or younger who makes a deposit into a savings account is eligible for a $50 prize.  Participating Youth enter by completing an entry form, setting a savings goal and making a deposit of $1 or more into a new or existing savings account before July 31, 2013.   Call us for more info or visit your local financial institution.  683-8431 or 689-5850, ext. 0

Make sure you STAY IN TOUCH:  Hope you are enjoying the weekly updates from our Living Well in the Panhandle.  I always enjoy seeing many of you at programs and meetings!  There are other ways to stay in touch as well:

• Visit the Okaloosa Extension Website:  http://okaloosa.ifas.ufl.edu  
• "Like" our facebook page:  https://www.facebook.com/UFIFASOkaloosaExtension  
• Visit the other pages:  http://okaloosasaves.org or http://economiclivingexpo.com  
• Follow Okaloosa Saves on Twitter!
• And, tell your friends to SUBSCRIBE at http://subscribe.ifas.ufl.edu

Need Financial Motivation? Try a 'Phrase to Save' LearnVest

Want to start saving but can't find the motivation?  Check out this article Need Financial Motivation? Try a 'Phrase to Save' LearnVest

Thinking of Retiring?

Great article from LearnVest that you may want to checkout if you are thinking about retirement.

http://www.learnvest.com/knowledge-center/top-retirement-mistakes-to-avoid/

Free Investment Class Series at the Crestview Public Library April 15-May 20

Free Investment Class Series at the Crestview Public Library April 15-May 20

 The Crestview Public Library will be hosting a free “Investments 101” class series on six consecutive Monday evenings from 6-7 p.m. April 15^th through May 20^th taught by local financial advisor Joe Faulk.  Class series topics include:

April 15^th:  Take Stock in the Market

April 22^nd:  IRAs: Retirement Can Be Less Taxing

April 29^th:  A Smart Start to Mutual Funds

May 6^th:  Focus on Fixed Income

May 13^th:  Tax-Free Investing: It’s Not What You Make, It’s What You Keep

May 20^th:  Retirement by Design.

Registration is not required, but the first 20 to reserve a seat and attend that evening will receive free workbooks.  You may attend any or all classes. Call 682.8844 to register.  The library is located at 1445 Commerce Drive behind the Post Office in north Crestview.  Call 682-4432.